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发表于 7-4-2016 06:04 PM
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The financial institution told me that I have a bad record in my credit report. Where can I find out the details of the record? (1) If you are from the Klang Valley, you may obtain the credit report from the Customer Service Centre, Laman Informasi Nasihat dan Khidmat (BNMLINK) of Bank Negara Malaysia (BNM), Head Office at the following address:
BNMLINK
Laman Informasi Nasihat dan Khidmat (BNMLINK)
Ground Floor Block D
Bank Negara Malaysia
Jalan Dato' Onn
50480 Kuala Lumpur
BNMLINK operates daily from Monday to Friday, 9.00 am - 5.00 pm (including lunch time) except for public holidays.
Please bring along your MyKad or passport (for foreigner) and any other supporting documents that can verify your identity such as your driving licence, etc. The credit report will be given to you during the visit.
(2) If you are from Johor Bahru, Pulau Pinang, Kuala Terengganu, Kuching or Kota Kinabalu, you may also walk in to our Customer Service Centre at the respective branches for the report. Follows are the address of the Bank Negara Malaysia branches:
BNM Pulau Pinang
No.27 Lebuh Light
10200 Pulau Pinang
Telephone: 04 262 7125 / 7126 / 7127 / 7128 / 263 3371
Facsimile: 04 261 1223
BNM Johor Bahru
Jalan Bukit Timbalan
80000 Johor Bahru
Johor
Telephone: 07 224 0799 / 224 0792 / 224 0741 / 223 2798 / 223 2809
Facsimile: 07 223 6931
BNM Kuala Terengganu
Jalan Sultan Mohamad
21100 Kuala Terengganu
Terengganu
Telephone: 09 622 0571 / 0634 / 0644
Facsimile: 09 622 0516
BNM Kota Kinabalu
Jalan Lapan Belas
88000 Kota Kinabalu
Sabah
Telephone: 088 211 211 / 212 / 213 / 214 / 215 / 216
Facsimile: 088 219 464
BNM Kuching
Jalan Satok
93000 Kuching
Sarawak
Telephone: 082 252 311 / 230 969
Facsimile: 082 414 996
BNM branches operates daily from Monday to Friday, 9.00 am - 5.00 pm (close during lunch time from 1.00pm - 2.00pm except on Friday from 12.30pm - 2.30pm) except for public holidays.
(3) If you are from outside of the above locations mentioned, you may request your credit report via mail. Please complete and send us the following:
- Credit Report Request Form (CRR);
- Loan Declaration Form; (please download the above forms from website creditbureau.bnm.gov.my)
- A clear photocopy of your MyKad (both sides) / passport (for foreigners); and
- Any combination of two other documents (with your name and address stated clearly
on each copy) from the following:
- Driving licence;
- Utility bills such as water bill, electricity bill, telephone bill, ASTRO bill, etc
- Bank account statement;
- Credit card statement; or
- EPF statement.
You can either post or fax the completed application form and the supporting documents to:
BNMTELELINK
Laman Informasi Nasihat dan Khidmat (BNMLINK)
Bank Negara Malaysia
Jalan Dato' Onn
P.O Box 10922
50929 Kuala Lumpur
Facsimile: +603 2174 1515
Please note that if you come personally to our LINK and branches to obtain the credit report, you will get the report instantly. However, it may take between 2 to 4 weeks to process your request for credit report via mail/fax as the report will be sent to the nearest financial institutions to your home address for your collection.
http://www.bnm.gov.my/index.php?ch=en_faqs&lang=en#FAQ08
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变色卡
千斤顶
，以前是每月还150，觉得太慢了，没意思。有借有还，现在每个月还500
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