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由於毫無經驗，想購買房屋，事先想瞭解。
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由於小弟今年內想要擁有自己一間屋子，所以想瞭解下如何購買房屋，手續，費用，還有過程。。
想在購買前先來瞭解瞭解，之前有看過大大們的解說，而小弟完全毫無經驗，所以還是不明白
請大大為我解說，謝謝，感激不盡。。
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发表于 28-1-2013 07:54 PM
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你说你看过我们之前解释的但是不明白，那么我的建议是你在这里提问你不明白的东西，我们尽量回答。
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楼主 |
发表于 28-1-2013 08:29 PM
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就是比方說，從買屋，手續，貸款計算方式。。。
不然我打個比方，我買了間300k 的屋子，手續的過程及需要些什麽文件，
與銀行貸款的手續方面及如何計算。。
不好意思，因為我毫無經驗，也不知從何問起。。
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发表于 28-1-2013 08:47 PM
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哈，楼主不知道从何问起不如先看看置顶的贴呀。。：）
“马来西亚房屋买卖问答（Q&A)买卖前后必读（新人请看215 #）更新501#” |
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楼主 |
发表于 28-1-2013 09:42 PM
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好的，謝謝。。我還真的是初級到了極點。。 |
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发表于 28-1-2013 09:48 PM
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因为我们也不懂应该从何说起，一不小心就能写一本书了  |
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发表于 28-1-2013 09:49 PM
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发表于 28-1-2013 09:50 PM
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发表于 28-1-2013 10:03 PM
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lmh900 发表于 28-1-2013 09:42 PM 
好的，謝謝。。我還真的是初級到了極點。。
没事，大家一起学习吧！：）
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楼主 |
发表于 28-1-2013 10:06 PM
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嘻嘻。。所以還請各位多多指教。。
希望可以從中吸取經驗，以後辦事起來也比較簡單一點。。
謝謝。。 |
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发表于 28-1-2013 10:10 PM
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anson_san 发表于 28-1-2013 09:48 PM
因为我们也不懂应该从何说起，一不小心就能写一本书了
哈哈，那是！
你可以考虑出书呀。。你让我想起股票论坛里以前还有人把KLSE.8K大大的所有发表收集成pdf成一本几百页的书呢！过后还有8年，冷眼（好像也是Cari的）等几位前辈都出书了呢！！
房地产论坛还没有看到，你就来一本吧！
想念klse.8k....T_T
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发表于 28-1-2013 11:04 PM
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spirintel 发表于 28-1-2013 10:10 PM
哈哈，那是！
你可以考虑出书呀。。你让我想起股票论坛里以前还有人把KLSE.8K大大的所有发表收集成pdf成 ...
如果我从房地产赚到第一个一百万，到时我会集合成一本pdf然后在这里share.
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发表于 28-1-2013 11:43 PM
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anson_san 发表于 28-1-2013 11:04 PM
如果我从房地产赚到第一个一百万，到时我会集合成一本pdf然后在这里share.
期待ing。。。 |
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发表于 29-1-2013 12:05 AM
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发表于 21-2-2013 03:49 PM
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发表于 24-2-2013 07:39 PM
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300k, 10% deposit = 30k
1) lawyer fee + loan fee = 5k ( agak-agak with 50% deduction on ur property on stamp duty ) -
there is alot web site to check, go google
2) optional - MLTR or MLTA =depend which 1 u buy, got cheap got expensive
ask insurance company
3) fire insurance = few hundrad
4) water deposit = 100++ (if i not wrong)
5) electric deposit = 400++ or 600 (if landed)
6) optional - renovation fee
7) optional - house warming fee
8) ur electric, water, maintainance bill
9) ur cukai tanah, cukai pintu = pay after u stay in
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发表于 24-2-2013 08:30 PM
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chosenlc 发表于 24-2-2013 07:39 PM
300k, 10% deposit = 30k
1) lawyer fee + loan fee = 5k ( agak-agak with 50% deduction on ur proper ...
SNP & Loan Lawyer fee RM5k? My first house RM355k SNP & Loan fee cheapest I get also need RM11k (SNP RM6k+ & Loan RM4k+)! |
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发表于 24-2-2013 10:25 PM
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oh yeah, forget to add loan lol, between urs is after deduction of the 50% |
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发表于 24-2-2013 10:27 PM
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strongly suggest LZ to find an agent (to can apply multi bank) to ask all the info from him while u need runner to do thing to u
its free as bank will pay them commision, between, find 2 or more, so u can understand well.
usually agent got the fulll lost of `friend` that working as lawyer banker insurance agent and so on, so to save ur cost and time. Plz consult them, if anything dunno, post here again k |
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发表于 25-2-2013 02:10 AM
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LZ，多留意这里的帖学习，然后做市场调查和分析自己要些什么样子的产业。
例如：
Budget?
Own stay / investment?
If investment, capital gain / rental yield?
Which Developer?
Location? Near to LRT? Near to Shopping Mall? Near to School? Avoid cementary? Avoid hospital?
Leasehold / Freehold?
Landed / Condo / Apartment / Flat?
New Project / Subsale unit?
If subsale, checklist for viewing?
MRTA / MLTA?
If condo, DIBS?
What is the monthly repayment you can afford? (Advise not more than 50% of your net salary)
SNP and Loan Agreement fees? (Remember First Home Scheme)
Renovation fees needed?
EPF Account 2 for Housing Loan
etc......
做好准备，再说买屋子吧！
本帖最后由 SeanLee5025 于 25-2-2013 02:25 AM 编辑
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