国行又加利息了！8/7/2010 BLR=6.3%

pipi88

目前只有英文版的新闻。 如果有中文版或者译本的会立刻PO上来。

Malaysia to Consider Rate Rise as Asia Splits on Economic Risks

By Shamim Adam and Michael Munoz


July 7 (Bloomberg) -- Malaysia will consider tomorrow whether to raise interest rates for a third time this year as policy makers across Asia weigh the risks of faster inflation against threats to the global economic recovery.

Half of the 20 economists in a Bloomberg News survey predict Bank Negara Malaysia will increase its benchmark overnight policy rate to 2.75 percent from 2.5 percent tomorrow, while the other half expect no change. The central bank raised borrowing costs by a combined half a percentage point in March and May.

The split among economists mirrors a divergence between countries that are refraining from raising borrowing costs, such as Indonesia and the Philippines, and those that lifted rates in recent weeks, including India and Taiwan. A third increase would give Malaysia, among the first to act this year, more flexibility to reduce rates should the global rebound falter.

“Malaysia’s economic conditions warrant Bank Negara raising rates again and we think they will pause after another 25 basis-point increase,” said Ho Woei Chen, a regional economist at United Overseas Bank Ltd. in Singapore. “At 2.75 percent, it will give them room to cut rates if the global environment worsens.”

Governor Zeti Akhtar Aziz raised the benchmark rate from a record low this year, calling it a “normalization” rather than a tightening of policy, as economic growth surged to the fastest pace in at least a decade in the first quarter.
Trimming Deficits

Governments in Europe are embarking on austerity programs to trim budget deficits and households in some of the world’s largest economies are holding back spending, suggesting the global rebound from last year’s recession may slow. Stock markets have tumbled amid signs the recovery is losing steam and more than $7.5 trillion has been wiped from equities worldwide since this year’s high on April 15.

Malaysia’s economic growth may slow in the second half of the year because of “external factors,” Prime Minister Najib Razaksaid yesterday. Exports by companies such as Sime Darby Bhd. and Unisem (M) Bhd. rose at the slowest pace in three months in May as sales to Europe and China eased.

“With the clouds of Eurozone worries hanging over the horizon and export activities probably now past their better days for at least the next few months, we anticipate the central bank will become more cautious,” said Wellian Wirantoan economist at HSBC Holdings Plc in Singapore.
Not a Concern

Zeti said last month inflation is currently “not a concern.” In contrast, India has raised interest rates three times since mid-March to contain price increases.

Malaysia’s consumer prices rose 1.6 percent in May, the biggest increase in a year. Inflation is forecast to average 2 percent to 2.5 percent this year, accelerating from 0.6 percent in 2009, according to the central bank.

Inflation may become a problem for Asian nations should they continue to refrain from raising interest rates, Kenneth Rogoff, the Harvard University professor and ex-International Monetary Fund chief economist, said at a conference in Hong Kong yesterday.

Bank Indonesia kept borrowing costs unchanged at a meeting this week, while the Bank of Korea may do the same when its policy makers gather July 9, according to 10 of 14 economists surveyed by Bloomberg News.

The Reserve Bank of Australia left rates unchanged at its last two meetings after six increases since early October. The decision to return borrowing costs to “average” levels in May has given policy makers “the flexibility to await information on how the recent market uncertainty might affect the global economy,” the bank said in the minutes of its June meeting.

Standard Chartered Plc and Citigroup Inc. are among those expecting the Malaysian central bank to keep rates unchanged for the rest of 2010 after raising rates tomorrow.

“This is a close call,” said Kit Wei Zheng, an economist at Citigroup in Singapore. “We think a last 25 basis points’ hike would strike the balance between policy normalization, yet leaving rates sufficiently accommodative to support growth.”

To contact the reporter on this story: Shamim Adam in Singapore at sadam2@bloomberg.net

Mr.Business

加息是意料中事，不加息是好事。

pipi88

加息是为了cool down 买房子的热潮。。。现在房价实在是高到太恐怖了。。

Mr.Business

有屋子的不要卖先；
没屋子的要考虑买了；
时机错过就可惜了。

rfp2008

现在经济前景还不太明朗的情况之下， 升息有点不太可能的样子

preliew

回复 4# Mr.Business


    想请教一下，如果BLR起了，房价会跌因为没有那么多的人买屋子，所以是不是等到BLR起了，才会买到便宜过现在的屋子呢？

tan7757

哇，petrol 起，电水起，连BLR又要起，真的吃不消了，顶它不顺。

追风人

真的起的太快了, 才幾個月的時間又起...

現在的BLR大概都在-BLR1.8 或 -BLR1.9左右, 去年拿到-BLR2.3, -2.4真的不錯...差很多!

joyz0006

这样起，最后得益的是谁呢？
平民百姓最苦

pipi88

利息起，不代表房子会跌价。这只是为了舒缓通货膨胀还有防止房产泡沫。。

pipi88

回复 8# 追风人

我的已经迈入第二年。。现在付 blr -1.4 % 的利息

pipi88

回复  Mr.Business


    想请教一下，如果BLR起了，房价会跌因为没有那么多的人买屋子，所以是不是等到 ...
preliew 发表于 7-7-2010 04:41 PM

参考#10 回复

屋子是不会在没有任何因素的影响下而跌价的，无论如何，它的低价还是维持在2008年左右。 比如， 2008 买的房子是300千，2010年起到450.就算再来个经济风暴， 房子也只会在10-20%的价格浮动。 就是350-400千左右。 马来西亚不像杜拜和美国，房价的涨幅超过60-100%， 所以当风暴一来，房价也是相对垮下来。但是，如果经济越好，可能会再涨个20-40%， 450千的房子可能就涨到500-600千了。

个人认为经济已经慢慢的好转，看到已经有好几个国家都不断的升息了。现在经济处于复苏已经导致房价如此的高，如果等到经济完全好转，相信房价会更加的高。

还有，马来西亚的CPI预计会继续上升。 如果有房子的话，是可以抗通胀的。因为当你的钱越来越小，代表东西越贵，房子也自然的贵。

追风人

回复  追风人

我的已经迈入第二年。。现在付 blr -1.4 % 的利息
pipi88 发表于 8-7-2010 01:51 PM

那麼你的房產是2008年購買的嗎?

當時的利息只給到-BLR1.4而已嗎?

你的貸款配套有綁嗎?幾年?

但是不用緊,你的屋價漲那麼高, 你賺的已經可以賺回利息那一個部分了...

pipi88

那麼你的房產是2008年購買的嗎?

當時的利息只給到-BLR1.4而已嗎?

你的貸款配套有綁嗎?幾年?

但是不用緊,你的屋價漲那麼高, 你賺的已經可以賺回利息那一個部分了...
追风人 发表于 8-7-2010 02:15 PM

你好像在审犯

我的房子是在2008年中买的。

其实利息是这样的。 1st year blr-1.9, 2nd-5th year blr-1.4, subsequent year blr -1.75， 35years

其实买房子的时候没有想到要赚钱，只是想趁年轻可以供得起landed property就买了。

追风人

你好像在审犯

我的房子是在2008年中买的。

其实利息是这样的。 1st year blr-1.9, 2nd-5th  ...
pipi88 发表于 8-7-2010 02:22 PM

原來是這樣阿, 那還好啦...平均BLR還可以接受...

我以為平均1.4%就太低了, 因為印象中2008年沒有那麼低才對...哈哈 虛驚一場~

pipi88

回复 15# 追风人


其实当时最好的offer 是cimb bank...blr- 2. whole tenure ..但是他们做事情太慢了。所以就选择当时做事情比较快的hsbc..

abcdz

At the Monetary Policy Committee (MPC) meeting today, Bank Negara Malaysia decided to raise the Overnight Policy Rate (OPR) by 25 basis points to 2.75 percent. The floor and ceiling rates of the corridor for the OPR are correspondingly raised to 2.50 percent and 3.00 percent respectively.

The global recovery has continued in the second quarter, supported by robust and broad-based growth in most emerging economies, in particular Asia , and a moderate recovery in the advanced economies. Nevertheless, volatility in the international financial markets has increased following concerns over the ongoing sovereign debt crisis in several advanced economies. These developments have raised uncertainties on the potential impact on the international financial system and the global economic activity. Going forward, while the assessment is for the global recovery to continue, there is increased risk that the global growth momentum could moderate.

In the domestic economy, recent trends in industrial production, financing activity, labour market conditions and external trade indicate that economic activity has remained robust in the second quarter. Going forward, while external developments may result in some moderation in the pace of growth, the domestic economy is expected to remain strong with continued improvements in private consumption and investment, and augmented by public investment spending.

Domestic inflation recorded modest increases in April and May, mostly on account of supply factors. Prices are expected to rise at a gradual pace in the coming months, in line with the continued improvement in domestic economic conditions, and taking into account possible adjustments in administered prices. Overall, inflation is, however, expected to remain moderate going into 2011.

The MPC considers the new level of the OPR to be appropriate and consistent with the current assessment of the growth and inflation prospects. The stance of monetary policy continues to remain accommodative and supportive of economic growth.

Bank Negara Malaysia
8 July 2010
© Bank Negara Malaysia, 2010. All rights reserved

缘起-缘灭

BLR 再起有时是好事来的， 不然现在的人一直买高追高， 赚钱的是发展商，到最后房产泡沫风暴爆发， 死的是那些不怕死的小市民 。

KimD@ngD@ng

刚才看新闻确定加息。那么BLR很快也会调整？

Mr.Business

回复 19# KimD@ngD@ng

是的。