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FIXE RATE房子贷款配套 ~ 讨论、分享及询问
  
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发表于 19-7-2012 04:33 PM
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谁可以告诉我现在哪一件银行贷款配套最好?我要refinance。。。 
ocbc 给到我 -2.35%, 好吗? |   
 
 
 
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发表于 22-7-2012 06:40 PM
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mileginy 发表于 19-7-2012 04:33 PM   
谁可以告诉我现在哪一件银行贷款配套最好?我要refinance。。。 
ocbc 给到我 -2.35%, 好吗?  
目前屋子拿到的 value 是多少? 
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发表于 23-7-2012 12:31 PM
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谁可以告诉我现在哪一件银行贷款配套最好?我要refinance。。。 |   
 
 
 
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发表于 24-7-2012 10:03 AM
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SCB now got ZEC product good for refinance . interested then kindly pm me ^^ |   
 
 
 
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发表于 27-7-2012 12:59 PM
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请问 fix rate 也是受第三间房产70%贷款的限制吗? |   
 
 
 
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 楼主 |
发表于 28-7-2012 08:23 AM
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大界王神 发表于 27-7-2012 12:59 PM   
请问 fix rate 也是受第三间房产70%贷款的限制吗?  
大界王神  
 
是的,也是受第三间房产70%贷款的限制 
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发表于 1-8-2012 09:21 AM
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PS-Oscar 发表于 6-7-2012 11:00 AM   
SCB effect on 2nd July nomore lock in period for normal Loan package .  
Hello Oscar, 你说的confirm 了吗?  如何去找到这方面的报道?我要show我的banker看。因为下星期他叫我去签loan agreement了。如果还有lock in period就要complain了。 |   
 
 
 
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发表于 2-8-2012 10:38 AM
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Currently ING interest rate is 4.8% (non zero cost entry), 5.2% is for zero cost entry. 
 
PM me once u guys are interested on this. Cause i am the mortgage advisory. thanks. |   
 
 
 
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发表于 2-8-2012 10:39 AM
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Currently ING interest rate is 4.8% (non zero cost entry), 5.2% is for zero cost entry. 
 
PM me once u guys are interested on this. Cause i am the mortgage advisory. thanks. |   
 
 
 
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发表于 2-8-2012 10:40 AM
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Currently ING interest rate is 4.8% (non zero cost entry), 5.2% is for zero cost entry. 
 
PM me once u guys are interested on this. Cause i am the mortgage advisory. thanks. |   
 
 
 
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发表于 7-8-2012 08:57 AM
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Coleman 发表于 1-8-2012 09:21 AM   
Hello Oscar, 你说的confirm 了吗?  如何去找到这方面的报道?我要show我的banker看。因为下星期他叫我去 ...  
confirm , but some of the bank still got lock in period . most of the bank aso follow BNM new rules already .  
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发表于 8-8-2012 02:58 PM
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发表于 8-8-2012 03:24 PM
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请问 fix rate 专家: 
 
薪水:RM10000 
房屋:RM380,000  (condo at JB)    
偿还期:30年 
贷款数: 90% 
年龄:38 
 
commitment : RM1900 for another housing loan 
 
请 pm 我最美的 fix rate 配套和 flexi 配套可以吗?  
 
谢谢。 |   
 
 
 
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发表于 9-8-2012 08:47 AM
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Fixed Rate 如何算? 
例子: 
房屋:RM200k(landed house) 
偿还期:20年 
贷款数: 80% 
 
如果每月供多点,total amount会还少点吗?快点供完吗? 
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发表于 10-8-2012 01:36 PM
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Coleman 发表于 8-8-2012 02:58 PM   
谢谢你 Oscar.  
u r welcome. .gif)  |   
 
 
 
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发表于 10-8-2012 09:33 PM
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PS-Oscar 发表于 24-7-2012 10:03 AM   
SCB now got ZEC product good for refinance . interested then kindly pm me ^^  
if new unit still entitle for ZEC? 
 
Normally take how long to get loan approval? 
 
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发表于 12-8-2012 04:29 PM
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mjlittlezone 发表于 10-8-2012 09:33 PM   
if new unit still entitle for ZEC? 
 
Normally take how long to get loan approval?  
二手跟 refinance 都可以用 ZEC product . 如果是发展商发展中的就不可以了 . 通常5-7天工作日就可以知道消息 
 
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发表于 13-8-2012 09:18 PM
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PS-Oscar 发表于 12-8-2012 04:29 PM   
二手跟 refinance 都可以用 ZEC product . 如果是发展商发展中的就不可以了 . 通常5-7天工作日就可以知道 ...  
thanks for ur reply~ 
 
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 楼主 |
发表于 13-8-2012 09:49 PM
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AIA Home Loan : 4.85%  & 5.25% ( with Zero Moving Cost ) |   
 
 
 
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发表于 14-8-2012 08:22 PM
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请问 fix rate 专家: 
 
薪水:RM3500+1500 
房屋:RM330,000 double storey    
偿还期:35-40年 
贷款数: 90% 
年龄:24,22 
 
commitment : rm700汽车贷款 
 
请问大大可以pm我最美的配套吗? 
谢谢 
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