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发表于 23-5-2009 05:35 PM
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第三课题，投资的第一基本~《必须了解你所要的收入》
第三课题，投资的第一基本~《必须了解你所要的收入》
The Basics of Investing
“Now that your two plans are in place—the plan for security and the plan for
comfort—I will explain the basics of investing,” said rich dad. He went on to
explain that too many people begin investing without having the first two plans in
place, and that was risky in his mind. He said, “After you have those two plans
firmly in place, then you can experiment and learn more exotic techniques
utilizing different investment vehicles. That is why I waited for you to take the
time to put those two automatic or mechanical investment plans in place before I
continued on with your lessons.”
Basic Rule Number One
“Investment basic rule number one,” said rich dad, “is to always know what
kind of income you are working for.”
For years, rich dad had always said to Mike and me that there were three
different kinds of income:
1. Earned Income: income generally derived from a job or some form
of labor. In its most common form, it is income from a paycheck. It
is also the highest-taxed income, so it is the hardest income with
which to build wealth. When you say to a child, “Get a good job,”
you are advising the child to work for earned income.
2. Portfolio Income: income generally derived from paper assets such
as stocks, bonds, mutual funds, etc. Portfolio income is by far the
most popular form of investment income, simply because paper
assets are so much easier to manage and maintain than any others.
3. Passive Income: income generally derived from real estate. It can
also be income derived from royalties from patents or license
agreements. Yet approximately 80% of the time, passive income is
from real estate. There are many tax advantages available for real
estate.
同样也看看：
你会选择哪种收入结构？（收入，佣金，房租）
[ 本帖最后由 jasonhanjk 于 23-5-2009 05:37 PM 编辑 ] |
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