我2017/ 2018 到美國已經到處用apple pay 了, 到處都是tap to pay.
如果我的片面之詞不足為信，
那麼我們看看visa 官網寫什麼。。
In the U.S., thousands of merchants of all sizes accept contactless payments. Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, pharmacies, vending machines and more. Just look for the Contactless Symbol at checkout.
我們再看看forbes 一篇文章的節錄：
In order to use the contactless payment feature, the merchant will need to have a contactless-enabled terminal. These payment terminals are quickly becoming ubiquitous in the U.S., as they already are in Canada, Europe and Australia. You can use tools like the Mastercard Contactless Locator to find merchants near you accepting Mastercard contactless cards. In general, if the terminal has a little wifi symbol it is enabled to accept contactless cards.
survey by eMarketer in 2021, there were an estimated 63.5 million Apple Pay users in the United States.
更加重要的是，近年來美國普遍上用的是chip and signature, 並非你說的magnetic and signature.
口說無憑，讓你看看一個2020年數據：
According to a report by The Nilson Report in 2020, magnetic stripe credit cards accounted for 28% of all card transactions in the USA. This is a significant decrease from 2015 when magnetic stripe cards were used for over 60% of transactions. Signature-based transactions, on the other hand, accounted for 25% of all card transactions in the USA in 2020, a decrease from 50% in 2015.
Chip-based credit cards, which use an embedded microchip to encrypt transaction information, accounted for 46% of all card transactions in the USA in 2020, up from just 2% in 2015. This shift towards chip-based cards is due to their enhanced security features, which make them less vulnerable to fraud compared to magnetic stripe cards.
Overall, while magnetic stripe credit cards and signature-based transactions are still used in the USA, the trend is moving towards chip-based cards and contactless payments.
发表于 30-4-2023 08:54 PM
变色卡
千斤顶
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发表于 30-4-2023 11:38 PM
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