基金投资者的风险管理测试（英文版），中文版在第二页！

Takumi

Investor Risk Profile

1.       When you hear unexpected adverse or bad financial news, you
a.       Never overreact
b.      Rarely overreact
c.       Always overreact

2.       Between a new position offering greater job security with a small pay rise and another with a high pay raise but less job security, which would you select?
a.       Probably higher pay rise
b.      Not sure
c.       Probably greater job security

3.       Would you borrow money or go on margin trading to make an investment that might double your money?
a.       Yes
b.      Maybe
c.       No

4.       If  you have invested in a stock that rose 30% within 6 months after you bought it you would
a.       Do nothing or buy more shares
b.      Sell some shares
c.       Sell all your shares

5.       Do you believe luck is important in making your investment decision?
a.       Yes
b.      Sometimes
c.       No

6.       If you could increase your chances of improving your returns by taking more risk, you would be
a.       Willing to take a lot more risk with all your money
b.      Willing to take some risk with some of your money
c.       Unwilling to take much more risk

7.       How much are you spending on credit card bills, car payments and either on rent or mortgage payments (monthly total)?
_____________________________
What is your current household income (after tax)?
_____________________________
What percentage of your household income (after tax) is spent each month paying off credit card bills, car payments and either on rent or mortgage payments?
a.       More than 50%
b.      Between 25%  and 50%
c.       Less than 25%

8.       In case of emergency, would you have available savings to pay for
a.       Less than 3 months’ living expenses
b.      3-12 months’ living expenses
c.       More than 12 months ‘living expenses

9.       Would you invest in a stock based on a friend’s tip?
a.       Yes
b.      Maybe
c.       No

10.   Which one of the following statements best describes your feelings about investment risk?
a.       I prefer to select an aggressive mix of my investments
b.      I prefer to select a balanced mix of investment
c.       I prefer to select a conservative mix of investment

11.   Do  you expect your future earning over the next five years to
a.       Increase
b.      Stay the same
c.       Decrease

12.   Would you invest in individual stocks or equity (stock-base) unit trusts?
a.       Yes
b.      Maybe
c.       No

SCORING For all questions, a = 3 points
                                                  b=2 points
                                                  c= 1 point  

Total Score                           Investor Profile

12-18 points                        Conservative
19-29 points                        Moderate
30-36 points                        Aggressive

[ 本帖最后由 Takumi 于 2-11-2007 11:51 PM 编辑 ]

Takumi

我本身的分数是29分。
算是中上风险型投资者。

超笨无比

我只有26分................

Takumi

我的基金投资组合里有2个激进型高风险型，3个中等风险型的。
满准的哦！

Edward612

我得到27分。
还算满意！

Buffett

我是目前最高分的哦！
32分。

mapolang1981

小弟只拿了25分。。。蛮准的！！！

某某闲人

我拿到26points 可是我的五个fund里有四个是equity,一个是dividend fund.

[ 本帖最后由 某某闲人 于 4-6-2007 10:25 AM 编辑 ]

Andyp82

原帖由 Buffett 于 30-5-2007 01:19 PM 发表
我是目前最高分的哦！
32分。

我也是32分， 激进派！

Takumi

呵呵！看来这个测试还是蛮多人与我一样属于中等风险级的投资者。

alenn

31。。。有一点不可思议。。。

虽然我今天刚买的第一个fund是PCSF,我却觉得我还是很保守型的人。。。

还以为今天会是最后一天promotion 1% free units，想不到会延迟到这个月尾~

leekk8

是吗？延迟到这个月尾吗？我还不知道。。。

我的分数也是29分。
中上风险型。

我拿到33分。 aggresive的。

Jun~er

i get 29 points..moderate

罗博特

12.   Would you invest in individual stocks or equity (stock-base) unit trusts?

这题的意思是什么？不太明白？

lowcs1

原帖由 Takumi 于 24-4-2007 06:37 PM 发表
Investor Risk Profile
1.       When you hear unexpected adverse or bad financial news, you
a.       Never overreact
b.      Rarely overreact
c.       Always overreact
2.       Between a new  ...

没有中文版的吗？

Takumi

原帖由 罗博特 于 22-8-2007 12:34 PM 发表
12.   Would you invest in individual stocks or equity (stock-base) unit trusts?

这题的意思是什么？不太明白？

12.你是否会自己投资个别的股票还是投资以股票为主的信托基金?

原帖由 lowcs1 于 22-8-2007 04:30 PM 发表

没有中文版的吗？

暂时没有.
不好意思.

Fujiwara

我得到34分叻！超AGGRESSIVE的。

pingQQ

我有中文的...怎放上來啊？ copy paste 不可以列