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EPF account 2可以拿来付S&P吗?

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发表于 9-9-2013 10:15 PM 来自手机 | 显示全部楼层 |阅读模式
请问第一次买房子可以用epf account 2的钱来付S&P的费用吗?谢谢
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发表于 9-9-2013 10:28 PM | 显示全部楼层
拿來付頭期付款的。。。
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 楼主| 发表于 9-9-2013 10:50 PM 来自手机 | 显示全部楼层
williamnkk81 发表于 9-9-2013 10:28 PM
拿來付頭期付款的。。。

因为付了头期10%还有剩所以想知道可不可以拿来付S&P
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发表于 9-9-2013 11:10 PM | 显示全部楼层
yonrato 发表于 9-9-2013 10:50 PM
因为付了头期10%还有剩所以想知道可不可以拿来付S&P

基本是不可以。。。 但你可以嘗試申請。。。
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发表于 9-9-2013 11:29 PM | 显示全部楼层
新屋还是二手屋?

二手屋需要你签了snp才能申请拿钱的。。可以拿头期X2
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发表于 10-9-2013 09:34 AM | 显示全部楼层
这个问题......
如果是新屋子的话.....
钱已经进到你的户口了~你认为有人会去查你的钱付了什么吗?
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发表于 10-9-2013 12:00 PM | 显示全部楼层
不行,
只有签了S&P,才能用S&P去EPF申请提款
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发表于 10-9-2013 12:21 PM | 显示全部楼层
基本上时可以。。。。。。。。。。
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 楼主| 发表于 10-9-2013 08:39 PM 来自手机 | 显示全部楼层
我买的是二手屋。
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发表于 10-9-2013 09:13 PM | 显示全部楼层
是可以的,你要事先跟律师说。。。

因为通常律师费在签了SnP 的两三个礼拜内就要给了,你可以一拿到Stamped 的SnP 后就快去KWSP申请,大概两三天就会受到钱了。。。

本帖最后由 crazykeat88 于 10-9-2013 09:14 PM 编辑

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发表于 10-9-2013 09:20 PM | 显示全部楼层
Conditions of Withdrawal
Conditions of withdrawal to purchase a house are as follows:
You have purchased a house (house types: bungalow / terrace / semi-detached / flat /
condominium / apartment / studio apartment / service apartment / town house) or a
shop house with a dwelling unit; and
You financed the purchase of the house by obtaining a housing loan from any financial
institution approved by the EPF
OR
You purchased the house by cash; and
You have executed the Sales and Purchase Agreement not more than three years
from the date the application is received by EPF; and
You have never made Housing Withdrawal
OR
You are buying a second house - You have previously made Housing Withdrawal but have since sold the house and subsequently purchased another house. You must produce the proof of sale of the first house; and
You wish to purchase a house by way of hire purchase from any authority authorised
by the EPF.
You purchased a piece of land and built a house on it simultaneously (the date of
Land Purchase Agreement with the House Construction Agreement must be within 6 months).

However, you are not eligible to withdraw for the purpose of:
Purchasing a piece of land or a housing lot only.
Renovating, repairing or make extension works to an existing house.

根据条例, 你是应该可以这样做, 不过, 你先要签snp
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 楼主| 发表于 10-9-2013 09:34 PM 来自手机 | 显示全部楼层
哇,谢谢各位的答案。小女子感激不尽
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