EPF Acc2 裝修用途

pcteck19

買的房子大概在今年6月左右可以拿鎖匙（SNP dated 18-May-2011）

想要拿EPF Acc2的錢出來裝修，我逛了KWSP的website，不知道是不是這個type:
Withdrawal to Reduce / Redeem Housing Loan


但看到條件有寫著不能用來裝修
You are NOT ELIGIBLE to apply if:
(i) The purpose of the loan is to renovate, repair or carry additional work to the existing house or for personal purposes.


但看到有人po在這說能withdrawal的

我的property type:
leased hold
join purchase with wife
10% down payment, 90% housing loan
這樣需要準備些什麼文件？

carifriend

Withdrawal to Reduce / Redeem Housing Loan就不知道！！

但，10%头期了还可以拿多10% 是装修屋子的..
打去问kwsp..

pcteck19

Withdrawal to Reduce / Redeem Housing Loan就不知道！！

但，10%头期了还可以拿多10% 是装修屋子的..
...
carifriend 发表于 5-2-2012 12:30 AM

10%头期了还可以拿多10% 是装修屋子的..
under 哪裡一個withdrawal type？KWSP要等到下禮拜3才可以call去

smallizard

不是Withdrawal to Reduce / Redeem Housing Loan。
是Withdrawal to Purchase a House。
你说的Withdrawal to Reduce / Redeem Housing Loan是kwsp直接出钱给你的housing loan bank，钱不过你手。
如果是Withdrawal to Purchase a House，钱是直接进你的私人户口。。然后你要怎样用都可以。当然term and condition跟Withdrawal to Reduce / Redeem Housing Loan不一样。
我两个都成功apply到。

pcteck19

不是Withdrawal to Reduce / Redeem Housing Loan。
是Withdrawal to Purchase a House。
你说的Withdraw ...
smallizard 发表于 5-2-2012 09:11 AM

多謝回复

這樣我去apply